Designation	Department/Organization	City/Country	From-To (month/year)	Brief responsibilities
Assistant Professor	Department of Accounting & Finance, NUML	Islamabad, Pakistan	Sep 2026 to Date	Teaching & Research
Assistant Professor	Fatima Jinnah Women University	Rawalpindi, Pakistan	December 2025 - August 2026	Teaching & Research
Assistant Professor	Mirpur University of Science and technology	Mirpur, AJK, Pakistan	October 2024 - September 2025	Teaching & Research

1. Abbas, Z., Gardazi, S. S. N., & Khan, N. M. (2026). Petrol price volatility and financial sustainability of oil & gas companies in Pakistan: An empirical investigation using panel data (2013-2025). Pakistan Journal of Social Science Review, 5(6), 228-251.
2. Abbas, Z., & Gardazi, S. S. N. (2026). Easy or deceptive? The moderating role of source credibility and naturalness cues on the persuasiveness of causal claims in Pakistan’s e-commerce market. Journal of Business and Management Research, 5(2), 641-660.
3. Abbas, Z., Shah, A. A., & Gardazi, S. S. N. (2026). AI-driven personalization in digital marketing and consumer purchase intention: The moderating role of consumer trust. Center for Management Science Research, 4(2), 444-452.
4. Abbas, Z., & Gardazi, S. N. (2026). Beyond brand awareness: The influence of corporate sustainability performance and cognitive fluency on pharmaceutical brand equity and prescription intentions in Pakistan. Journal for Social Science Studies, 4(6).
5. Gardazi, S. N., & Abbas, Z. (2026). Marketing influence on ESG disclosure credibility: The mediating role of internal assurance mechanisms and moderating effect of regulatory pressure in Pakistani listed firms. International Journal of Advanced Research, 3(6).
6. Gardazi, S. S. N., Abbas, Z., Ramzan, H., Rizwan, S., & Mehmood, Y. (2026). ESG performance and earnings management behavior: The moderating role of board independence. Journal for Social Science Studies, 4(5), September 2026. https://jssstudies.org/site/index.php/jsss/issue/view/12
7. Fatima, A., Gardazi, S. N., Abbas, Z., Rizwan, S., & Mehmood, Y. (2026). Non-financial disclosure and cost of capital: The mediating role of financial reporting transparency. Perspectives in Social Sciences, 5(8[I]). https://pssperspectives.com/index.php/06/issue/view/11
8. Gardazi, S. S. N., Hassan, A. F. S., & Bello, M. S. (2025). Mapping the landscape of green finance: A bibliometric analysis of its evolution and enablers. Educational Research and Innovation, 5(4), 44-64.
9. Hussain, R., Iqbal, Z., Gardazi, S. S. N., & Hussain, M. (2025). Impact of financial inclusion on economic, social, and environmental sustainability: Evidence from Asian emerging markets. NUML International Journal of Business & Management, 20(1).
10. Bello, M. S., Said, R. M., & Gardazi, S. S. N. (2024). Firm-level attributes of sustainability disclosure compliance: Moderating role of institutional quality. Asian Journal of Economics, Business and Accounting, 24(7), 275-290.
11. Gardazi, S. S. N., Hassan, A. F. S., Saidin, S. F., & Johari, J. B. (2023). Dynamic relationship between board of directors and corporate sustainability performance: Evidence from the energy sector. International Journal of Economics and Management, 17(1), 19-35.
12. Gardazi, S. S. N., Hassan, A. F. S., & Bello, M. S. (2023). A bibliometric analysis of corporate sustainability performance: Current status, development, and future trends. International Journal of Professional Business Review, 8(3), Article e0367.
13. Gardazi, S. S. N., Hassan, A. F. S., & Johari, J. B. (2020). Board of directors attributes and sustainability performance in the energy industry. The Journal of Asian Finance, Economics and Business, 7(12), 317-328.

• Corporate Sustainability Performance
• ESG Disclosure & Reporting
• Environmental, Social & Governance (ESG)
• Green Finance
• Financial Reporting Transparency
• Earnings Management
• Corporate Governance & Board of Directors
• Digital Marketing & AI-driven Personalization
• Consumer Behavior & Purchase Intention
• Brand Equity & Sustainability
• Financial Inclusion
• Energy Sector Finance

Education

Degree title	Specialization	University/Institution	Country	Completion year
PhD in Accounting	Corporate Sustainability Performance	Universiti putra Malaysia (UPM)	Malaysia	2024
MBA 3.5 years	Finance	Capital University of Science & Technology	Pakistan	2016

 

Experience

Designation	Department/Organization	City/Country	From-To (month/year)	Brief responsibilities
Assistant Professor	Department of Accounting & Finance, NUML	Islamabad, Pakistan	Sep 2026 to Date	Teaching & Research
Assistant Professor	Fatima Jinnah Women University	Rawalpindi, Pakistan	December 2025 - August 2026	Teaching & Research
Assistant Professor	Mirpur University of Science and technology	Mirpur, AJK, Pakistan	October 2024 - September 2025	Teaching & Research

Publications

1. Abbas, Z., Gardazi, S. S. N., & Khan, N. M. (2026). Petrol price volatility and financial sustainability of oil & gas companies in Pakistan: An empirical investigation using panel data (2013-2025). Pakistan Journal of Social Science Review, 5(6), 228-251.
2. Abbas, Z., & Gardazi, S. S. N. (2026). Easy or deceptive? The moderating role of source credibility and naturalness cues on the persuasiveness of causal claims in Pakistan’s e-commerce market. Journal of Business and Management Research, 5(2), 641-660.
3. Abbas, Z., Shah, A. A., & Gardazi, S. S. N. (2026). AI-driven personalization in digital marketing and consumer purchase intention: The moderating role of consumer trust. Center for Management Science Research, 4(2), 444-452.
4. Abbas, Z., & Gardazi, S. N. (2026). Beyond brand awareness: The influence of corporate sustainability performance and cognitive fluency on pharmaceutical brand equity and prescription intentions in Pakistan. Journal for Social Science Studies, 4(6).
5. Gardazi, S. N., & Abbas, Z. (2026). Marketing influence on ESG disclosure credibility: The mediating role of internal assurance mechanisms and moderating effect of regulatory pressure in Pakistani listed firms. International Journal of Advanced Research, 3(6).
6. Gardazi, S. S. N., Abbas, Z., Ramzan, H., Rizwan, S., & Mehmood, Y. (2026). ESG performance and earnings management behavior: The moderating role of board independence. Journal for Social Science Studies, 4(5), September 2026. https://jssstudies.org/site/index.php/jsss/issue/view/12
7. Fatima, A., Gardazi, S. N., Abbas, Z., Rizwan, S., & Mehmood, Y. (2026). Non-financial disclosure and cost of capital: The mediating role of financial reporting transparency. Perspectives in Social Sciences, 5(8[I]). https://pssperspectives.com/index.php/06/issue/view/11
8. Gardazi, S. S. N., Hassan, A. F. S., & Bello, M. S. (2025). Mapping the landscape of green finance: A bibliometric analysis of its evolution and enablers. Educational Research and Innovation, 5(4), 44-64.
9. Hussain, R., Iqbal, Z., Gardazi, S. S. N., & Hussain, M. (2025). Impact of financial inclusion on economic, social, and environmental sustainability: Evidence from Asian emerging markets. NUML International Journal of Business & Management, 20(1).
10. Bello, M. S., Said, R. M., & Gardazi, S. S. N. (2024). Firm-level attributes of sustainability disclosure compliance: Moderating role of institutional quality. Asian Journal of Economics, Business and Accounting, 24(7), 275-290.
11. Gardazi, S. S. N., Hassan, A. F. S., Saidin, S. F., & Johari, J. B. (2023). Dynamic relationship between board of directors and corporate sustainability performance: Evidence from the energy sector. International Journal of Economics and Management, 17(1), 19-35.
12. Gardazi, S. S. N., Hassan, A. F. S., & Bello, M. S. (2023). A bibliometric analysis of corporate sustainability performance: Current status, development, and future trends. International Journal of Professional Business Review, 8(3), Article e0367.
13. Gardazi, S. S. N., Hassan, A. F. S., & Johari, J. B. (2020). Board of directors attributes and sustainability performance in the energy industry. The Journal of Asian Finance, Economics and Business, 7(12), 317-328.

Interests

• Corporate Sustainability Performance
• ESG Disclosure & Reporting
• Environmental, Social & Governance (ESG)
• Green Finance
• Financial Reporting Transparency
• Earnings Management
• Corporate Governance & Board of Directors
• Digital Marketing & AI-driven Personalization
• Consumer Behavior & Purchase Intention
• Brand Equity & Sustainability
• Financial Inclusion
• Energy Sector Finance