Ms. Habiba Mustafa

Lecturer

                  Year                                      Degree                                     Institute                                                    Majors                                  CGPA
Sep, 2013- May, 2017                       MS Mgt. Sciences                      SZABIST University Islamabad                   Finance                             3.5
Sep,2008-Aug,2012                           BBA (Hons.)                                PMAS Arid Agriculture University Rwp.     Finance                               3.8
 

Askari Bank Limited                                                        7 years & 8 months
•    Assistant Manager- Credits                                       July 2018 to Oct 2021
•    Basel Liquidity Risk Analyst                                         August 2016 to July 2018
o    Credit Risk Analyst                                                      June 2014 to August 2016 
•    MTO (Batch XVI)                                                    February 2014 to June 2014
S&P Global Islamabad                                                       1 year & 4 months                                                                
•    Financial Analyst                                                        September 2012 to Jan 2014
 

o    MS research thesis on “Impact of Basel Implementation on Performance of Banks: Empirical Evidence from Pakistan.”
o    Independent research study on “Factors Affecting Risk Taking Behavior of Pakistani Banks”.
o    Independent research study on “Determinants of Profitability of Banks: Empirical Evidence from Pakistan.” 
o    Internship for eight weeks in Finance department of Ptcl Business Zone North Islamabad.
o    Entrepreneurship project on developing a business plan for launching Nail Art Salon in Islamabad.
 

o    Participated in Personality Development Workshop in PMAS Arid Agriculture University Rawalpindi.
o    Organized and conducted creativity workshop for employee engagement at S&P Global Islamabad.
o    Remained member of Activities Committee at S&P Global Islamabad and organized different recreational events for team.

Education

                  Year                                      Degree                                     Institute                                                    Majors                                  CGPA
Sep, 2013- May, 2017                       MS Mgt. Sciences                      SZABIST University Islamabad                   Finance                             3.5
Sep,2008-Aug,2012                           BBA (Hons.)                                PMAS Arid Agriculture University Rwp.     Finance                               3.8
 

Experience

Askari Bank Limited                                                        7 years & 8 months
•    Assistant Manager- Credits                                       July 2018 to Oct 2021
•    Basel Liquidity Risk Analyst                                         August 2016 to July 2018
o    Credit Risk Analyst                                                      June 2014 to August 2016 
•    MTO (Batch XVI)                                                    February 2014 to June 2014
S&P Global Islamabad                                                       1 year & 4 months                                                                
•    Financial Analyst                                                        September 2012 to Jan 2014
 

Publications

o    MS research thesis on “Impact of Basel Implementation on Performance of Banks: Empirical Evidence from Pakistan.”
o    Independent research study on “Factors Affecting Risk Taking Behavior of Pakistani Banks”.
o    Independent research study on “Determinants of Profitability of Banks: Empirical Evidence from Pakistan.” 
o    Internship for eight weeks in Finance department of Ptcl Business Zone North Islamabad.
o    Entrepreneurship project on developing a business plan for launching Nail Art Salon in Islamabad.
 

Interests

o    Participated in Personality Development Workshop in PMAS Arid Agriculture University Rawalpindi.
o    Organized and conducted creativity workshop for employee engagement at S&P Global Islamabad.
o    Remained member of Activities Committee at S&P Global Islamabad and organized different recreational events for team.