Dr. Afsheen Abrar
Assistant Professor & HEC Approved Supervisor
| Degree Name | Passing Year | University / Institute | 
| Bachelors | 1999 | University of the Punjab, Lahore | 
| Masters | 2001 | Quaid- e-Azam University, Islamabad | 
| MS / MPhil (18 Years) | 2012 | Shaheed Zulfikar Ali Bhutto Institute of Science and Technology, Islamabad, Pakistan | 
| PhD | 2021 | University of Twente, Netherlands | 
| Assistant Professor | NUML, Islamabad | 15-06-2015 | To-date | 
| Lecturer | NUML, Islamabad | Jan 2006 | June 2015 | 
| Lecturer on Contract | NUML, Islamabad | Aug 2003 | Dec 2005 | 
- Abrar, A, Hasan, I., & Kabir, R. (2021). Finance-growth nexus and banking efficiency: The impact of microfinance institutions. Journal of Economics and Business, 114(2), 1-19. https://doi.org/10.1016/j.jeconbus.2020.105975
- Abrar, A. (2019). The impact of financial and social performance of microfinance institutions on lending interest rate: A cross-country evidence. Cogent Business and Management, 6(1). https://doi.org/10.1080/23311975.2018.1540072
- Abrar, A. & Javaid, A. Y. (2014). Commercialization and Mission Drift -- A cross country evidence on transformation of Microfinance industry. International Journal of Trade, Economics and Finance, 5(1), 122-125. https://doi.org/10.7763/IJTEF.2014.V5.353
- Abrar, A. & Javaid, A. Y. (2016). The Impact of capital structure on the profitability of Microfinance institutions. South Asian Journal of Management Sciences, 10(1), 21-37. https://doi.org/10.21621/SAJMS.2016101.03
- Arif, A., Abrar, A., & Afzal, M. (2012). Credit Risk and Shareholders ’ Value in a developing economy: Evidence from Pakistani banking system. Journal of Economics and Behavioral Studies, 4(2), 87-95.
- Arif, A., Abrar, A., Khan, M. A., Kayani, F., & Shah, S. Z. A. (2011). Dividend policy and earnings management: An empirical study of Pakistani listed companies. Information Management and Business Review, 3(2), 68-77.
- Iqbal, M. J., Sadia, R., Abrar, A., Jamil, N., Shah, A. A., &Satti, A. U. H. (2012). Volatility linkages between Equity markets of Pakistan, India, Singapore and Hong Kong: A GARCH BEKK Approach. Journal of Economics and Behavioral Studies, 4(1), 47-54.
- Javid, A. Y., & Abrar, A. (2015). Microfinance Institutions and Poverty Reduction: A Cross Regional Analysis. Pakistan Development Review, 54(4), 371-387.
- Rizvi, R., & Abrar, A. (2015). Factors effecting an individual investor behavior- An empirical study in twin cities (Rawalpindi and Islamabad) of Pakistan. SS International Journal of Economics and Management, 5(5).
- Saeed, S., & Abrar, A. (2015). Impact of macroeconomic forces on the financial performance of microfinance institutions in South Asia. SS International Journal of Business and Management Research, 5(5), 2231-4970.
Conferences:
- Abrar, A. (2014). Microfinance and Poverty Reduction. A cross regional study. Paper presented in 30th Annual conference at Pakistan Institute of Development Economics, Islamabad, Pakistan
- Abrar, A. (2013). Commercialization and Mission Drift: A cross country analysis on the transformation of microfinance institutions. Paper presented at 3rd International Conference on Information and Finance London, UK.
- Abrar, A. (2011). Impact of Credit Risk on the Profitability of Commercial Banks: Evidence from Pakistani Banking Sector. Paper presented at 18th National Research Conference at Shaheed Zulfiqar Ali Bhutto Institute of Science and Technology, Islamabad, Pakistan.
Microfinancing, Banking, Corporate Finance
Education
| Degree Name | Passing Year | University / Institute | 
| Bachelors | 1999 | University of the Punjab, Lahore | 
| Masters | 2001 | Quaid- e-Azam University, Islamabad | 
| MS / MPhil (18 Years) | 2012 | Shaheed Zulfikar Ali Bhutto Institute of Science and Technology, Islamabad, Pakistan | 
| PhD | 2021 | University of Twente, Netherlands | 
Experience
| Assistant Professor | NUML, Islamabad | 15-06-2015 | To-date | 
| Lecturer | NUML, Islamabad | Jan 2006 | June 2015 | 
| Lecturer on Contract | NUML, Islamabad | Aug 2003 | Dec 2005 | 
Publications
- Abrar, A, Hasan, I., & Kabir, R. (2021). Finance-growth nexus and banking efficiency: The impact of microfinance institutions. Journal of Economics and Business, 114(2), 1-19. https://doi.org/10.1016/j.jeconbus.2020.105975
- Abrar, A. (2019). The impact of financial and social performance of microfinance institutions on lending interest rate: A cross-country evidence. Cogent Business and Management, 6(1). https://doi.org/10.1080/23311975.2018.1540072
- Abrar, A. & Javaid, A. Y. (2014). Commercialization and Mission Drift -- A cross country evidence on transformation of Microfinance industry. International Journal of Trade, Economics and Finance, 5(1), 122-125. https://doi.org/10.7763/IJTEF.2014.V5.353
- Abrar, A. & Javaid, A. Y. (2016). The Impact of capital structure on the profitability of Microfinance institutions. South Asian Journal of Management Sciences, 10(1), 21-37. https://doi.org/10.21621/SAJMS.2016101.03
- Arif, A., Abrar, A., & Afzal, M. (2012). Credit Risk and Shareholders ’ Value in a developing economy: Evidence from Pakistani banking system. Journal of Economics and Behavioral Studies, 4(2), 87-95.
- Arif, A., Abrar, A., Khan, M. A., Kayani, F., & Shah, S. Z. A. (2011). Dividend policy and earnings management: An empirical study of Pakistani listed companies. Information Management and Business Review, 3(2), 68-77.
- Iqbal, M. J., Sadia, R., Abrar, A., Jamil, N., Shah, A. A., &Satti, A. U. H. (2012). Volatility linkages between Equity markets of Pakistan, India, Singapore and Hong Kong: A GARCH BEKK Approach. Journal of Economics and Behavioral Studies, 4(1), 47-54.
- Javid, A. Y., & Abrar, A. (2015). Microfinance Institutions and Poverty Reduction: A Cross Regional Analysis. Pakistan Development Review, 54(4), 371-387.
- Rizvi, R., & Abrar, A. (2015). Factors effecting an individual investor behavior- An empirical study in twin cities (Rawalpindi and Islamabad) of Pakistan. SS International Journal of Economics and Management, 5(5).
- Saeed, S., & Abrar, A. (2015). Impact of macroeconomic forces on the financial performance of microfinance institutions in South Asia. SS International Journal of Business and Management Research, 5(5), 2231-4970.
Conferences:
- Abrar, A. (2014). Microfinance and Poverty Reduction. A cross regional study. Paper presented in 30th Annual conference at Pakistan Institute of Development Economics, Islamabad, Pakistan
- Abrar, A. (2013). Commercialization and Mission Drift: A cross country analysis on the transformation of microfinance institutions. Paper presented at 3rd International Conference on Information and Finance London, UK.
- Abrar, A. (2011). Impact of Credit Risk on the Profitability of Commercial Banks: Evidence from Pakistani Banking Sector. Paper presented at 18th National Research Conference at Shaheed Zulfiqar Ali Bhutto Institute of Science and Technology, Islamabad, Pakistan.
Interests
Microfinancing, Banking, Corporate Finance
